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December 07, 2008

Babies-at-Work Liability Insurance

The babies-at-work liability insurance policy is done!  The policy was created by the Lester Kalmanson Agency and it has been officially approved by Lloyd's of London--when a company decides they want coverage, Kalmanson can have a policy bound within about 24 hours from getting the necessary information and payment. The policy will cover babies up to 240 days of age or crawling, whichever comes first. I'm hoping to eventually work with Kalmanson to create policies to cover older children as well--we were focusing on getting a babies-at-work one done first, though.

A big thing that I am recommending to companies (especially given the current economic situation) is to consider asking participating parents to help out with the cost of the insurance. In many cases, the entire cost of the policy could be covered by what parents would otherwise be spending for a few weeks of day care for their baby (in larger companies, there are more participating parents to spread out the cost).

I hope to get the policy application form and details onto the babies-at-work website for download later this week.  If you are interested in seeing the details in the meantime or have any questions about the policy, please contact me directly--(801) 897-8702 or email me.

I am heading to the San Francisco area this morning and will be there until late Wednesday--if anyone has suggestions of organizations or individuals that might be interested in meeting to talk about parenting in the workplace, I'd love to hear about it!

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